Assistance for Housing and Other Needs
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FEMA may provide money and other services to help you recover from losses caused by a Presidentially declared disaster, such as damage to your home, car, and other personal items.
Note: FEMA does not provide assistance for small businesses impacted by a disaster. Our partner, the U.S. Small Business Administration (SBA), offers low interest loans for business damage. Also, we do not offer housing assistance for secondary homes, only for your primary residence.
What FEMA Assistance Covers
FEMA can provide assistance to homeowners and renters for items not covered by another source, like insurance.
You may qualify for FEMA disaster assistance even if you have insurance. However, you will need to file a claim with your insurance provider and submit the insurance settlement or denial letter to FEMA to determine your eligibility for some forms of assistance.
Apply for FEMA Assistance at DisasterAssistance.gov
Housing Assistance
Assistance may include:
- Money for temporary housing while you are unable to live in your home, such as rental assistance or reimbursement for hotel costs
- A temporary housing unit, if approved for the disaster, when you are not able to use rental assistance due to a lack of available housing resources
- Money to help eligible homeowners support the repair or replacement of owner-occupied homes that serve as the household’s primary residence, including privately-owned access routes, such as driveways, roads, or bridges. Eligible repairs are intended to make the home safe to live in and may not restore the home to its pre-disaster state
- Money for specific hazard mitigation measures to help eligible homeowners repair or rebuild stronger, more durable homes